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Homebuyers
Assistance
- Purpose
This program is to be utilized by residents wishing to become homeowners but do not have the resources to cover all initial costs, such as down payment and closing costs.
- Eligibility
To be eligible for assistance, you must purchase a single family home within the City limits of Massillon and be a first time homebuyer.
Home must be inspected for compliance with Residential Rehabilitation Standards (RRS).
Applicant must use the dwelling as his (her) primary residence. Provide a minimum of $500 from buyer's funds toward purchase.
Income can not exceed 80% of the area median income limits for the Stark County area. These limits are based on the current U.S. Department of Housing and Urban Development (HUD) guidelines.
- Use of funds
An eligible client may receive funds towards down payment and or closing costs. Funds cannot exceed lender's criteria regarding third party contributions. Call for details.
Pre-paid expenses, such as insurance, taxes, interest, and loan discount fees may not be paid through the assistance program.
Housing rehabilitation funds may be available for up to an additional $5,000.
All assistance is contingent on availability of funds at the time of application.
Funds will be secured by a Deferred Promissory Note and Deferred Mortgage Deed which will be forgiven after a period of five years provided the property continues to be in the name of and the principal residence of the applicant, and is not used as collateral for a subsequent loan. Applicants must participate in a credit counseling session as a condition of assistance being provided.
Neighborhood Stabilization Program (NSP)
NEWLY CONSTRUCTED HOMES FOR SALE
Closing costs / down payment assistance is available to households up to 120% of the area median income. To see if you qualify for one of the newly construction homes under the NSP program, contact the Massillon Housing Office at 330-830-1717.
- View homes for sale by ABCD
Housing Rehabilitation Programs
The following programs are designed to help homeowners who live within the city limits of Massillon make needed repairs and improvements on their property to bring it up to local housing code and to ensure decent, safe and sanitary living conditions.
To be eligible to apply, you must be the owner-occupant of a single-family residence for a period of one full year. Real estate taxes must be current and homeowners insurance must be maintained on the property.
Income cannot exceed 80% of the area median income (AMI) for the Stark County area based on the current U.S. Department of Housing and Urban Development (HUD) income guidelines.
These programs are provided on a one-time only basis and a waiting list may exist as the assistance is contingent upon availability of funds.
- Emergency Grant Assistance
The purpose of this program is to correct true emergency problems that are a current threat to the health and safety of the household. Problems such as a furnace, hot water tank, and water or sewer line can be addressed. The maximum amount of assistance cannot exceed $4,000.00.
- Full Housing Rehabilitation
The purpose of this program is to address needed repairs, correct existing violations of the Massillon housing code and bring the house up to decent, safe and sanitary conditions. The maximum amount of assistance cannot exceed $25,000.00 and will result in a deferred lien, not to exceed 10 years, being placed on the property. Those individuals holding a land contract are not eligible for this program.
Fair Housing and Tenant Landlord
The City of Massillon operates its own fair housing
program which is designed to improve and promote housing opportunities
in the community, including education and outreach, monitoring and
evaluation, and administration of fair housing laws.
The City also addresses tenant/landlord issues,
and conducts periodic workshops and counseling services between
the tenant and landlord.
Your
Rights As A Tenant Or A Landlord |
